:root{--primary:#173B46;--accent:#B34A23;--pale:#EDF5F5;--ink:#18343B;--muted:#5b6870;--paper:#fff;--line:#dbe3e6;--radius:18px;--shadow:0 18px 55px rgba(16,42,51,.10)}
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a{text-decoration:none;font-size:14px;font-weight:720;color:#334a53}.nav-links a:hover,.nav-links a[aria-current="page"]{color:var(--accent)}.nav-cta,.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;text-decoration:none;border-radius:999px;font-weight:800;transition:.2s transform,.2s box-shadow}.nav-cta{padding:10px 16px;background:var(--primary);color:#fff!important}.btn{padding:13px 19px;background:var(--accent);color:#fff;box-shadow:0 10px 24px color-mix(in srgb,var(--accent) 28%,transparent)}.btn.secondary{background:transparent;color:var(--primary);border:1px solid var(--line);box-shadow:none}.btn:hover,.nav-cta:hover{transform:translateY(-1px)}.menu{display:none;margin-left:auto;border:1px solid var(--line);background:#fff;border-radius:10px;padding:8px 10px;font:inherit;font-weight:800}.hero{overflow:hidden;position:relative;padding:94px 0 82px;background:linear-gradient(135deg,var(--pale),#fff 64%)}.hero:after{content:"";position:absolute;width:440px;height:440px;border-radius:50%;right:-180px;top:-180px;background:color-mix(in srgb,var(--accent) 16%,transparent)}.hero-grid{position:relative;z-index:1;display:grid;grid-template-columns:1.15fr .85fr;align-items:center;gap:64px}.eyebrow{font-size:13px;text-transform:uppercase;letter-spacing:.14em;font-weight:850;color:var(--accent)}h1,h2,h3{line-height:1.13;letter-spacing:-.035em;margin:0 0 18px}h1{font-size:clamp(2.55rem,6vw,5rem);max-width:820px}h2{font-size:clamp(1.9rem,4vw,3.15rem)}h3{font-size:1.25rem}.lead{font-size:clamp(1.08rem,2vw,1.28rem);color:#4c6068;max-width:720px}.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:29px}.hero-panel{background:var(--primary);color:#fff;border-radius:28px;padding:32px;box-shadow:var(--shadow)}.hero-panel p{color:#dce8eb}.signal{display:grid;grid-template-columns:repeat(2,1fr);gap:12px;margin-top:25px}.signal div{padding:15px;border-radius:14px;background:rgba(255,255,255,.09);font-size:14px;font-weight:700}.section{padding:82px 0}.section.tint{background:#f7f9f9}.section-head{max-width:760px;margin-bottom:34px}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.card{display:flex;flex-direction:column;padding:25px;border:1px solid var(--line);border-radius:var(--radius);background:#fff;box-shadow:0 8px 30px rgba(16,42,51,.05)}.card p{color:var(--muted)}.card a.more{margin-top:auto;padding-top:8px;color:var(--primary);font-weight:800;text-decoration:none}.card a.more:hover{text-decoration:underline}.icon{width:46px;height:46px;border-radius:13px;display:grid;place-items:center;background:var(--pale);color:var(--primary);font-weight:900;margin-bottom:18px}.trust{display:grid;grid-template-columns:repeat(3,1fr);gap:1px;background:var(--line);border:1px solid var(--line);border-radius:var(--radius);overflow:hidden}.trust>div{padding:24px;background:#fff}.trust strong{display:block;color:var(--primary);font-size:1.05rem}.faq{display:grid;gap:12px}.faq details{border:1px solid var(--line);border-radius:14px;padding:18px 20px;background:#fff}.faq summary{cursor:pointer;font-weight:800}.faq p{color:var(--muted);margin:12px 0 2px}.cta{padding:48px;border-radius:26px;color:#fff;background:var(--primary);display:flex;align-items:center;justify-content:space-between;gap:28px}.cta p{margin:0;color:#dce8eb}.cta .btn{white-space:nowrap}.page-hero{padding:70px 0 55px;background:var(--pale)}.page-hero .lead{max-width:820px}.content{max-width:800px}.article-meta{display:flex;gap:16px;flex-wrap:wrap;margin:20px 0;color:var(--muted);font-size:14px}.prose{font-size:1.08rem}.prose h2{font-size:1.72rem;margin-top:43px}.prose p{color:#3e5159}.note{margin:34px 0;padding:22px 24px;border-left:4px solid var(--accent);background:var(--pale);border-radius:0 14px 14px 0}.breadcrumbs{font-size:14px;margin-bottom:22px;color:var(--muted)}.breadcrumbs a{color:var(--primary)}.policy-list{display:grid;gap:18px}.policy-list section{padding:24px;border:1px solid var(--line);border-radius:var(--radius)}.contact-box{display:grid;grid-template-columns:1fr 1fr;gap:22px}.contact-box>div{padding:28px;border:1px solid var(--line);border-radius:var(--radius)}.site-footer{padding:54px 0 30px;background:#0e242c;color:#d8e4e7;margin-top:0}.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:40px}.site-footer a{color:#d8e4e7}.site-footer ul{padding:0;margin:0;list-style:none}.site-footer li{margin:8px 0}.fine{border-top:1px solid rgba(255,255,255,.14);margin-top:38px;padding-top:22px;font-size:13px;color:#9fb3b9}.badge{display:inline-flex;padding:6px 10px;border-radius:999px;background:var(--pale);font-size:12px;font-weight:800;color:var(--primary)}
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